Identity Protection

Victums of identity theft can be targetted by various crafty methods that are not immediately obvious. This can make the crime difficult to detect. However, by checking your bank account regularly you should be easily able to identify transactions you did not make. Below are other tell-tale signs:

	your credit has been refused
	a loan application is denied
	you are contacted by a collection agency for debts you know nothing about
	you receive information about property you don't own or an investment you never made

Report it

If you suspect you are a victum of identity theft you should report it imediately to both the Gardai and your bank.

How does it happen?

Typically private information such as bank account details or social security number is acquired by a criminal who then impersonates you and uses your personal details for fraudulent purposes.

By assuming your identity, they can then gain access to your personal details and use this information to obtain credit, buy goods on-line or to make other fraudulent gains. They may even make money from selling your details on to a third party.

Avoiding Theft

warning It is important to be aware of the methods used by fraudsters to harvest personal data. Your continued vigilance is the best way of insuring that your personal information remains secure. Any information may be useful to build up a false identity regardless of how superficial it may seem.

	Never give details out to unsolicited calls or emails that look for personal details
	Never give your credit card details unless making a booking or purchase
	When making an online transaction make sure the site has a secure connection. Look for https at the start of the website address
	Make sure the person or site you are dealing with is authentic
	Monitor your bank account and credit card statements regularly
	Report any suspicious activity immediately
	Shred or burn confidential documents when disgarding
	Securely erase all data from electronic devices before you give them away or disgard